Climate change is costing us now
Despite the strong conclusions of the international and Australian
scientific communities there are people yet to be convinced that
human-induced climate change is likely to or already having adverse
impacts.
Climate scientists tend to focus on what might happen decades into the
future based on scenarios of varying future greenhouse gas emissions.
However, the starting point can be today, as measured by environmental
trends of rising temperatures, longer droughts, depleted water
resources, more heatwaves, shifting storm tracks, rising sea levels and
more extreme events.

While it is natural to attribute increasingly severe weather-related
events to human-induced climate change, science cannot be 100 per cent
certain for any individual event. Rigorous science deals in changing
probabilities and risk. The science community says the chances are high
that increasing greenhouse gas concentrations are at least partly to
blame for more extreme conditions.
We can therefore weigh up the costs already being incurred which are
likely due at least in part to climate change already experienced.
The present drought in south-eastern Australia has been ongoing since at least 2001.
In September 2007, the total surface water stored in the Murray Darling
Basin was only some 2 cubic km, or about 23 per cent of capacity.
Cumulative loss of groundwater has been about ten times as much. Even
average to above-average rainfall will not restore the situation to
non-drought conditions for many years.
This ongoing drought has resulted in low or zero irrigation
allocations, leading to serious impacts on irrigation farmers and their
communities, including local unemployment and some loss of rural
populations. Losses of biodiversity have occurred with the death of
river red gums and the drying of wetlands, and dire consequences for
the lakes at the Murray mouth including the Coorong.
According to scientists in the joint CSIRO and Bureau of Meteorology
Centre for Australian Weather and Climate Research (CAWCR)
human-induced climate change is likely to be a major cause of this
“drought”. This is due to two factors: decreasing rainfall associated
with increasing surface pressure in the region, with the rainfall belt
moving further south, and increasing evaporative losses from plants and
remaining wet surfaces.
Attribution of this long-term “drought” to human-induced climate change
is greatly strengthened by global climate model results that indicate
that for a greenhouse-warmed world the rainfall belts in both
hemispheres will move poleward. Drying is thus predicted to occur in
“Mediterranean-type” climates (climate with winter rainfall maxima) in
southern Europe, California, southern Africa and Australia, as has been
observed.
As average temperatures rise due to global warming so too does the frequency of extreme high temperatures.
A major heat wave in 2003 is well documented for Europe. There were an
estimated 35,000 additional deaths. In 2008 Adelaide experienced a heat
wave with 15 days over 35˚C, estimated to have a frequency of 1 in 3000
years based on the past record.
The southeast Australian heatwave of late January 2009 caused an
estimated 374 excess deaths in Victoria according to the Victorian
Dept. of Human Services, more than twice the 173 deaths in the
bushfires of “Black Saturday”, 7 February, and damaged crops. Adaptive
measures could reduce damage or deaths from heat waves, but at some
cost.
South-eastern Australia has experienced in the last decade three major
outbreaks of widespread bushfires, in 2003, 2006 and 2009. This is
unprecedented in recorded Australian history. While individual
outbreaks of widespread fire have occurred before (1851, 1898, 1926,
1939, and 1983), never has this happened several times in the one
decade. Clearly this is related to the prolonged dry conditions in
southeastern Australia which has greatly reduced fuel moisture,
increasing fire intensity and spread.
In addition to property and lives lost (in 2003, 530 houses and 4
lives; in 2009, 1800 houses and 173 lives), there are losses of
infrastructure, disruption of activities and other costs to the economy
(schools, small businesses, farms, tourism, etc.). Losses or changes in
natural ecosystems will follow.
Reliable estimates of the total cost of the 2009 bushfires are not yet
available, but a preliminary estimate from Allianz Insurance put
insured losses at about $1 billion. The Melbourne Age on 28 June 2009 reported total losses at about $1.6 billion and insured losses at some $940 million.
The increasing frequency of so-called “natural disasters”, including
coastal storm damage and flooding, has already led to significant
coastal erosion, with responses already from insurance companies and
local and regional governments.
Insurance companies are used to the concept of uncertainty and risk.
They manage their risk by adjusting insurance premiums or refusing
coverage, especially of damage due to seawater effects. Local and state
governments are also learning to reduce their risk of claims of
negligence, lack of due diligence, and compensation, as well as acting
out of concern for the welfare of their constituents.
The all-party House of Representatives Committee on Climate Change, Water, Environment and the Arts
recently released a unanimous and extensive report on management of the
coastal zone. It identified the threat to property values, the
liability of public authorities and private landowners, responses to
possible withdrawal of insurance, and the possibility of governments
prohibiting continued occupation of land or future building development
on properties due to sea hazard. The report noted that 80 per cent of
the Australian population lives in the coastal zone, and some 711,000
addresses are within three kilometres of the coast and less than six
metres above sea level.
According to this report, quoting from an Insurance Council of
Australia submission, “Preliminary estimates of the value of property
in Australia exposed to this risk range from $50 billion to $150
billion. The figure depends upon the extent of sea level rise assumed
(in the order of 1 metre to 3 metres) and the effectiveness or
otherwise of potential mitigation measures. Even if paid for over 50
years this amounts to a cost to replace these assets of some $1 billion
to $3 billion per annum in real terms.”
Similar estimates come from the Department of Climate Change, namely
“up to $63 billion of existing residential buildings are potentially at
risk of inundation from a 1.1 metre sea-level rise with a lower and
upper estimate of risk identified for between 157,000 and 274,000
individual buildings.”
Property owners and developers are already facing new design rules and
restrictions such as greater minimum heights above sea level, building
design requirements and even portability of dwellings.
Such considerations suggest that many seaside and estuarine property
owners who have invested in land or in holiday or full-time residences
(especially marina developments) are, or soon will be, facing higher
insurance premiums, increased restrictions on development and reduced
property values. Some may soon have to “retreat” further from the
coast, since defensive measures such as sea walls will in many cases be
too costly or prohibited.
Climate change impacts and costs are thus not merely something for
future generations to bear, but are being experienced now. We are
committed to large and growing costs arising from the impacts of
climate change to date, and a virtual guarantee of rising losses in the
near future.
For most people there appear to be two options – leave it to future
generations and avoid any cost today or grasp the environmental and
economic insight science is offering, by way of impacts, adaptation and
renewable energy and sequestering technologies.
In reality, climate change impacts are already costing lives and
billions of dollars. These costs will increase rapidly if we do not act
to reduce greenhouse gas emissions.









